Call Us Today 
You may file a claim through your personal injury protection (PIP) policy if someone without insurance causes a motorcycle accident in Florida. Your PIP policy may cover your medical bills and property damage.
You may receive additional compensation if you carry an uninsured/underinsured motorist policy. However, Florida doesn’t require motorists to carry this kind of insurance. You can learn more and discuss other options with a Fort Myers motorcycle accident lawyer.
Can You Get Compensation if Someone Without Insurance Causes a Motorcycle Accident?
You can still secure compensation for your losses if the at-fault driver in a motorcycle accident doesn’t have insurance in Florida. Our state uses no-fault laws to handle motor vehicle accidents in any case, so you should have a PIP policy.
The application of the Florida Motor Vehicle No-Fault Law states that you should carry a minimum of $10,000 through your PIP policy. You may have a higher policy limit, depending on your insurance choices. This policy may pay for your:
- Emergency medical treatment
- Time spent in the hospital
- Medical diagnostic tests and procedures
- Physical therapy and rehabilitation
- Medications
A Fort Myers personal injury lawyer can help you understand your PIP policy and how to request compensation from your insurance company after a motorcycle accident with an uninsured driver.
This form of insurance may pay for your medical bills in a motorcycle accident.
Do You Need Other Insurance in Florida?
Florida also requires motorists to carry a minimum of $10,000 in insurance to cover property damage. This policy may cover the costs of repairing your vehicle after a motorcycle accident caused by an uninsured motorist.
Additionally, you may purchase an uninsured/underinsured motorist insurance policy. This policy will kick in if the at-fault driver in a motorcycle accident doesn’t have insurance and may provide you with additional compensation, but you don’t have to carry this coverage.
Expect More, Receive More: Legal Support That Feels Like Family
Do You Need a Lawyer After a Motorcycle Accident With an Uninsured Driver?
You can file a claim with your insurance company on your own if you want. However, the professionals recommend that you reach out to a law firm for help.
Insurance companies often try to convince motorists to take subpar settlements. A lawyer will understand the ways to deal with the insurance company to ensure you get fair treatment and full coverage of all your losses.
Your lawyer will track all of your losses and review all settlement offers to ensure they provide fair compensation. Once you sign a settlement, you cannot request additional compensation, so ensure that you discuss your options with a lawyer.
Can You Sue the At-Fault Driver if They Don’t Have Insurance?
In some cases, you can file a personal injury lawsuit against the driver who caused your motorcycle accident. However, a lawsuit may not represent your best choice after a collision, even if you feel you need more compensation for your losses.
The at-fault party may not have the additional funds to cover your expenses. Therefore, we recommend discussing this option with a lawyer before you file any paperwork to sue another motorist.
What Compensation Can You Get Through a Lawsuit?
If you do file a lawsuit, your lawyer may push for compensation to cover your:
- Vehicle repair costs
- Current and future medical expenses not covered by PIP insurance
- Lost wages and diminished earning potential
- Pain, emotional suffering, and mental anguish
Your lawyer will track all of your losses and factor the extent of your expenses into any decision about filing a lawsuit.
A Lawyer Has to Establish Fault in a Lawsuit
Keep in mind that you can only secure compensation through a personal injury lawsuit if your attorney shows that someone else caused the crash. Driving without insurance alone does not indicate fault for a collision.
Instead, your lawyer may need to investigate to gather evidence that shows that the uninsured driver made a dangerous or negligent decision on the road and directly caused your accident.
Your attorney may collect evidence by speaking with all witnesses, getting a copy of the police report, or visiting the scene of the accident.
Click To ContactWill a Driver Face Penalties for Causing a Motorcycle Crash While Uninsured?
Driving without insurance is against the law in Florida. If the at-fault driver in a motorcycle accident doesn’t have insurance, they can face fines and the suspension of their driver’s license.
Generally, these motorists can only get back their license after they provide proof of insurance.
Complete a Free Case Evaluation form now
Speak to Us After a Motorcycle Accident With an Uninsured Driver in Florida
What happens if the at-fault driver in a motorcycle accident doesn’t have insurance in Florida? In this situation, a lawyer can help you seek compensation through your PIP coverage in many cases.
Your attorney may also help you with a lawsuit in some cases. You can review all your available options with our team at Viles & Beckman. We have over 40 years of combined experience to apply to your claim.
You can call or complete our online contact form to learn more.
Call or text (239) 334-3933 or complete a Free Case Evaluation form
